Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, business services, investment services and more. For more information visit www.idealcu.com. Media Relations Contact Marla Pieton [email protected] Katie Schimmel [email protected]Deposit checks anywhere without visiting a branch. Deposit checks from anywhere using the Ideal Mobile Banking App. Take a photo, select the account to deposit the funds in and click submit — EASY. Funds deposited before 3:00 p.m. on business days are available that same day. Learn more about MCD. Overview. Established in 1926, Ideal Credit Union proudly calls Woodbury, Minnesota home. For over 98 years, Ideal CU has been a trusted financial partner, boasting a network of 6 branches and 6 ATMs across the country. Ideal Advantage is available to Ideal CU members over the age of 18 with an active checking account, along with a special incentive for students 13-17. After careful consideration, we have made the difficult decision to sunset the Ideal Advantage programs. The 2023 payout will be the final payment for the program.Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the Stillwater/Oak Park Heights" several years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace.296076262. 8499 TAMARACK ROAD. WOODBURY. MINNESOTA. The routing / transit number can also be identified from the translation table below. Select / Identify the routing number associated with the region where the account was initially opened. Region. Routing Number. MINNESOTA.Ideal CU offers four types of checking accounts with different features and benefits. You can earn interest, cashback, rewards, overdraft protection and access to a large ATM …3 days ago · Fast track card ship fee $40. Convenience Check Stop Payment fee $35. 2. Ideal CU Gold non-variable APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. IDEAL CU will send the Cardholder a monthly statement. Cardholder must pay each month a minimum of the greater of (a) 2% of the outstanding balance shown on the monthly statement each month (excluding disputed charges), or (b) $25.00; however, if the balance is less than $25.00, the minimum monthly payment will equal the balance ...Pay as a Guest. No registration needed (you can pay as a guest even if you're registered)a. 2. Cum la o urcare cu distanţa x a corpului 3, fără ca corpul 1 să se mişte, corpul 2. coboară. cu x/2. (evident, în acelaşi timp), iar la o coborîre cu distanţa x a corpului 1, fără ca corpul 3 să se mişte, corpul 2. urcă. cu x/2 (sau mai general, la o urcare cu distanţa x3 a corpului 3 şi la o coborîre cu. Home equity line of credit option offers a 10-year draw and up to 15-year repayment period 1. Fixed-rate home equity loan terms up to 15 years 2. No repayment penalty. Find out how much you can borrow! Learn More. Home Equity Options. Apply Online. Make an Appointment. Call 651-770-7000. Write "FOR MCD ONLY IDEAL CU" in all capital letters below your endorsement line. Endorse the check with your signature. Any checks submitted that do not meet these requirements may be rejected. Funds are typically available in 1-2 business days. Check deposits may be subject to further hold according to our Funds Availability Policy. Check by Phone: $12.00. Avoid a late charge and make a next-day loan payment. Submit your request before 3:00 p.m. CST to ensure your payment will be processed the following business day. Call Ideal CU's Contact Center during normal business hours 651-770-7000 or toll-free at 1-800-247-0857.The roles and responsibilities of Committee Members fall in seven central areas: 1. Stewardship, Ethics & Financial Integrity. Maintain, monitor and protect the safety and soundness of the Credit Union and its assets. Ensure the proper maintenance and security of all assets, accounts and written information entrusted to the Credit Union.3 days ago · Fast track card ship fee $40. Convenience Check Stop Payment fee $35. 2. Ideal CU Gold non-variable APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Welcome to Blaze Credit Union. Life’s trails can be tough. It’s natural to sometimes feel a little lost—we get it. We’ve been down this path before, guiding people like you since 1931. Toward your dreams. Toward your goals. We’re driven by …If you are setting up a Direct Deposit to your Ideal CU account, you will need our Routing Number. Download the Direct Deposit Form. Does Ideal CU have safe deposit boxes? Yes, Ideal CU has safe deposit boxes available for rent at our Eagan, Hugo, North St. Paul and Woodbury locations. Safe deposit box sizes and prices are as follows: 2 x 5 x ...Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and directions.Ideal CU Debit or My Rewards Debit Card transaction completed during the month. Random drawings are conducted once a month for the promotional period, which runs through December 2019. Complete details and official rules can be found at www.idealcu.com. Follow Ideal CU on Instagram, Facebook, and Twitter to stay up to date on events, prizePay as a Guest. No registration needed (you can pay as a guest even if you're registered)If you are setting up a Direct Deposit to your Ideal CU account, you will need our Routing Number. Download the Direct Deposit Form. Does Ideal CU have safe deposit boxes? Yes, Ideal CU has safe deposit boxes available for rent at our Eagan, Hugo, North St. Paul and Woodbury locations. Safe deposit box sizes and prices are as follows: 2 x 5 x ...1. Sign Up for Account Alerts. Activating account alerts for your banking and credit accounts offers an immediate notification system for any unusual activity, allowing for quick response to potential fraud. 2. Switch to eStatements For Better Security. Opting for online statements over traditional mail reduces the risk of sensitive information ...Make a list of all your expenses, including fixed, non-fixed, and discretionary expenses, and list your income in a parallel column. Tally up your totals and assign a realistic dollar amount to each expense. Going forward, be sure to only spend within the allocated amount for each expense category each month. Leave room in your budget for ...Establish Direct Deposit of payroll or other income into your Ideal CU checking account and our Early Payday program will provide immediate access to your deposit - up to two days early - based on when Ideal CU receives the funds.8 Apply Today! Visit www.idealcu.com, call 651-770-7000, or make a branch appointment to apply. Checking Accounts ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ... An Ideal CU Mastercard® Debit Card with Ideal CU Rewards. 24/7 access to your account with Ideal Digital Banking and Mobile App. Check balances, transfer funds, pay bills, deposit checks remotely and more! Direct Deposit with Early Payday benefits. Access to a nationwide surcharge-free* ATM Network. Ideal Credit Union | 1,165 (na) tagasubaybay sa LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...The right insurance can help give you peace of mind. Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.The Twister ® AL/CU Wire Connector is the only UL Listed aluminum-to-copper twist-on connector that prevents aluminum oxidation while providing a secure connection. Filled with an anti-oxidant compound, the Twister ® AL/CU easily twists on with swept-wings making a comfortable connection with improved conductivity and cooler connections. The ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal Credit Union believes that instilling smart financial habits and understanding credit from a young age equips teens with the tools needed for a prosperous financial journey. By fostering these skills early, you are well-prepared and confident to plan for and overcome the future financial challenges of adulthood to reach your Ideal Life. 0.Secure and easy to monitor. Paying bills online or using the Ideal Mobile Banking App is a secure way to get the job done faster — no need to worry about mailing checks or a payment being applied incorrectly. Even better, you will always be able to view past payments and have peace of mind knowing the correct payee received them.IDEAL CU will send the Cardholder a monthly statement. Cardholder must pay each month a minimum of the greater of (a) 2% of the outstanding balance shown on the monthly statement each month (excluding disputed charges), or (b) $25.00; however, if the balance is less than $25.00, the minimum (a.)monthly payment will equal the balance ...Loans and Credit. Auto Loans ; Mortgage Loans ; Mortgage Specials ; Visa Credit Cards ; Home Equity LoansIt extends traditional crime into the digital sphere, encompassing a broad spectrum from identity theft to privacy violations. The digital age has made cybercrime a significant concern, with our virtual identities being central to our daily lives . Continue reading. Geneva Verdeja. Tuesday, Feb 27th, 2024.2 Zero Down Mortgage Program: Some restrictions may apply. Available for purchase transactions and owner-occupied residence. Maximum loan amount of $766,550. Subject to mortgage insurance approval. Not eligible for condos or multi-family properties. 3 No Lender Fee Mortgage Program: Maximum loan amount $453,100.Ideal Credit Union | 1,209 followers on LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) 2023 Best Places to Work | Ideal Credit Union is a not-for-profit, member-owned financial ...Ideal CU has held this popular holiday promotion since 2012 and has given away $20,000 to 20 lucky members. To qualify, members with an Ideal CU personal checking account simply use their Ideal CU Debit MasterCard® or My Rewards™ Gold or Platinum Debit Card for purchases and earn a chance to win one of Ideal CU's four weekly $1,000 random ...Write "FOR MCD ONLY IDEAL CU" in all capital letters below your endorsement line. Endorse the check with your signature. Any checks submitted that do not meet these requirements may be rejected. Funds are typically available in 1-2 business days. Check deposits may be subject to further hold according to our Funds Availability Policy.Ideal CU is a proud VIP Sponsor of the Minnesota Brain Tumor 5K, taking place virtually this year on Saturday, May 14. The MN Brain Tumor 5K is an annual run or walk event in support of brain tumor research and awareness. What sets this event apart from others like it is that 100% of donations and sponsorship dollars go directly to the MusellaShe has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching …Ideal Credit Union Celebrates CEO Brian Sherrick's 40th Anniversary. (Woodbury, MN - January 10, 2024) - Ideal Credit Union is pleased to congratulate CEO Brian Sherrick on his 40 th anniversary. Brian's visionary leadership has cultivated a vibrant, award-winning credit union, ranked among the top ten largest in Minnesota.Ideal Credit Union provides the Board of Directors and Supervisory Committee members with the necessary tools to perform their duties. Volunteers are provided a $1,500 stipend to purchase the necessary equipment (laptop, iPad, Microsoft Surface, etc.) that they will utilize to access online board packets. In addition, a monthly reimbursement is ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" five years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace. Federally insured by NCUA.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Visit www.idealcu.com fo r details and locations. In the photo above: Eagan Ambassador Autumn Manni (3rd from right) joined Ideal CU board members and staff in presenting a check for $500 to The Open Door food shelf during the Eagan 90th Anniversary/Community Appreciation celebration on August 16.Ideal Credit Union Celebrates CEO Brian Sherrick's 40th Anniversary. (Woodbury, MN - January 10, 2024) - Ideal Credit Union is pleased to congratulate CEO Brian Sherrick on his 40 th anniversary. Brian's visionary leadership has cultivated a vibrant, award-winning credit union, ranked among the top ten largest in Minnesota.No Lender Fee Mortgage Loan. Enjoy the stability of a fixed rate with the added benefit of reduced closing fees. Members save an average of $1,750 with this option. Fixed rate. Maximum loan amount $766,550. Up to 30 year terms*. Single Family Home, 2-4 units, Condominium, and Townhome. Primary, secondary, and investment occupancies acceptable.Ideal CU is the recipient of a 2021 Minnesota Credit Union Network Marketing Award for Community Impact through our Cyber Security and Fraud Community Education program. We encourage all of our members and the community to use our valuable resources to help safeguard against fraud. Cyber Security On-DemandCall 651-747-4663. *Zero Down Mortgage Program: available for qualified applicants with minimum 700 credit score. Some restrictions may apply. Available for purchase transactions and owner-occupied residence up to max loan amount of $647,200. Payment example: On a $200,000 mortgage loan at 5.181% APR for a 15-year term, monthly payments would ...Rates as of: Wednesday, April 17, 2024. 1 Simple Home Loan Refinance: Maximum loan amount $350,000. A minimum credit score of 680 is required to obtain this rate. Closing costs vary by state. The average closing cost is $1,299 but will not exceed $1,999 if appraisal is required.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...An Ideal CU representative will email you if your deposit is rejected. Your deposit may still be pending Deposited funds will typically be available by the following times: Deposits made before 3:30 p.m. (CST) Mon - Fri will be posted to your account by 6:00 p.m. that same day.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching …★ Ideal CU Partners With Enterprise Car Sales ★ Exclusive Savings With Trust & Will! ★ TruStage Insurance Discounts ★ See All Member Benefits & Discounts. OUR LOCATIONS. Schedule an in-person or video appointment. Eagan. 3225 Denmark Ave Eagan, MN 55121. Inver Grove. 7791 Amana TrailpaymentPayments & subscriptions. reviewsMy Play activity. redeemOffers. Ideal Credit Union Mobile Banking Application for Android.You live in Minnesota or Wisconsin and agree to make a $5.00 donation to the John Miller Scholarship Fund. Please note: If you are a current Ideal CU member, do NOT use this application to sign up for additional services, such as Ideal CU Online Banking. Please call the credit union instead at 651-770-7000 or 800-247-0857. Proceed to Application.The Ideal CU Community Foundation will make $500 donations during the events to: • Hugo Good Neighbors Food Shelf • Neighbors, Inc. • The Open Door • North St. Paul Area Food Shelf • Christian Cupboard • Valley Outreach Summer/Fall 2021 Newsletter Contents President's Corner2 Business Member Spotlight 3 Voted 'Best CU in TheIdeal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater, and Woodbury. Visit idealcu.com for details and directions.Overview. Established in 1926, Ideal Credit Union proudly calls Woodbury, Minnesota home. For over 98 years, Ideal CU has been a trusted financial partner, boasting a network of 6 branches and 6 ATMs across the country.. As the 10 th largest credit union in Minnesota Ideal Credit Union stewards over $1 Billion in assets and proudly serves over 50,000 loyal members.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Install antivirus software on your phone. The same antivirus programs that protect your laptop can also keep your phone secure. Check out security programs for phones, like McAfee or Norton 360. Antivirus software will provide your phone with protection from security breaches and attacks from scammers.Establish Direct Deposit of payroll or other income into your Ideal CU checking account and our Early Payday program will provide immediate access to your deposit - up to two days early - based on when Ideal CU receives the funds.8 Apply Today! Visit www.idealcu.com, call 651-770-7000, or make a branch appointment to apply. Checking Accounts ...7 Persona Examples. 1. User persona example - Best for evaluating all users of a product. Let’s say you’re developing an app to help people budget their money. You have a free platform and a paid tier. A user persona can help you look at all users regardless of if they buy your paid tier or not, if they were the ones that decided to acquire ...Here at Ideal CU, we are proud to offer small business loans to our entrepreneurial members at affordable interest rates and easy eligibility requirements. Here are six popular ways to use a small business loan. 1. Everyday operations. Running a business can cost a pretty penny. With responsibilities for covering payroll, to funding daily ... Deposit checks anywhere without visiting a branch. Deposit checks from anywhere using the Ideal Mobile Banking App. Take a photo, select the account to deposit the funds in and click submit — EASY. Funds deposited before 3:00 p.m. on business days are available that same day. Learn more about MCD. Ideal Credit Union taps Alkami for digital sales. Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced its client, Ideal Credit Union, has launched the Segmint data and marketing solution via the Alkami Platform to provide a ...Tuesday, Mar 26th, 2024. Wednesday, Jan 10th, 2024. Monday, Dec 18th, 2023. (Woodbury, MN - October 2, 2019) Hector Perez has been promoted to branch manager of Ideal Credit Union's Stillwater office. Perez will lead the Stillwater branch team and serve as the face of Ideal Credit Union in the community by actively participa.(Woodbury, MN - June 11, 2019) Ideal Credit Union has launched a new Community Heroes Mortgage Program that offers eligible heroes a special 1% down payment option on a mortgage as a "thank you" for the good they do for our country and community.Use the MEO code you may have received via email or mailed letter. If you did not receive a MEO code and have questions about the Payment Reset Program, feel free to call us at 651-770-7000. Get Started. (651) 770-7000. Make an Appointment.Olsen and Vance, both incumbents, were recently reelected to 3-year terms on the Ideal CU Board. Also elected to her first 3-year board term was Mary G. Westberg, who has served on the Supervisory Committee since 2017 and became committee chair in 2018. Olsen was first elected to the Ideal CU Board of Directors in 2013.Ideal CU's Zero Down program offers a low fixed rate with flexible terms. To qualify, applicants must have a minimum credit score of 700. The loan is available for purchase transactions and owner occupied residences up to a maximum loan amount of $475,000. Private Mortgage Insurance coverage is required and some restrictions may apply.Overview Established in 1926, Ideal Credit Union is headquartered in Woodbury, Minnesota. Accessible: 6 branches and 6 ATMs.; Financial Health: Stewards over $1 Billion in assets.; Proven Track Record: The 10 th largest credit union in Minnesota; Loyal Following: Proudly serves over 50,000 loyal members.; Joint Effort: Over 210 dedicated employees as of 2024, committed to exceptional service.Losing your debit or credit card can be frustrating. Don't worry, we're here to help. If your card is lost or stolen, notify Ideal CU immediately. In the case of a stolen card, notify the police department as well. For Ideal Credit Union Debit Cards. Call us at 651-770-7000. Select the debit card prompt. An agent can assist with:She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal Credit Union’s mobile banking app is fast, secure and free and now includes a balance PreView feature. Available to all Ideal Credit Union members, use the app to manage your money 24/7 ...Make a list of all your expenses, including fixed, non-fixed, and discretionary expenses, and list your income in a parallel column. Tally up your totals and assign a realistic dollar amount to each expense. Going forward, be sure to only spend within the allocated amount for each expense category each month. Leave room in your budget for ...
(Woodbury, MN - July 30, 2018) - Ideal Credit Union will give away $6,600 in cash prizes at this year's Community Celebration, including a $1,000 daily grand prize for adults age 18 and over, and $100 a day for youth age 17 and under. Ideal's fifth annual summer celebration will be held over the course of two weeks, starting August 7-16, 2018. Atte.... Head over heels full movie
Ideal CU Rewards – Every purchase you make with. your Ideal Credit Union Debit Card earns points that can . then be redeemed for great rewards and gifts. Coming Soon – We are launching a new membership. advantage program, with more details coming soon. Committed to Community. This year, Ideal CU held our community appreciationShe has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Currently led by Brian Sherrick, the Ideal CU has grown its membership to over 51,639 with assets of more than $688,624,222. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (651) 770-7000 or email them at [email protected] to get exact details . There are many other credit unions ...The right insurance can help give you peace of mind. Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.In the letter, it plainly states that is is the responsibility of Ideal CU to electronically add themselves as the lienholder and also pay $25.00 to the ***** DOT. I also had to pay $9.00 to the ...Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*.Manage your accounts with free mobile banking. Check balances, transfer funds, pay bills, set up account alerts, deposit checks and more. You'll also enjoy the free Ideal CU …Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the Stillwater/Oak Park Heights" several years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace.Complete information on the Ideal CU Community Appreciation event and official rules can be found at www.idealcu.com. Founded in 1926, Ideal Credit Union is a member owned financial institution that specializes in providing excellent member service, great rates and convenience to 50,000 members.To activate Debit Card Alerts, follow these steps: On Desktop: Log in to Ideal Digital Banking using desktop browser. Go to Alerts in the Menu. Select your checking account from the Accounts dropdown. Turn toggle On for Debit Card Purchase Alert. Enter a minimum purchase amount that will trigger an alert. Select the deliver method: SMS (Text ...Ideal Credit Union's mobile banking app is a must-have for our members and built for secure and convenient access. Manage your money 24/7: • Login with touch ID, set up balance peek to check balances without logging in. • Check balances, transfer funds, make payments and manage both personal and business in one convenient place including ...This program enables cardholders to earn points for every dollar charged in new net purchases. The convenient and free CU Rewards Mall allows cardholders to: Redeem points for merchandise, travel discounts and more. Earn bonus points when shopping online or in-store at brand-name retailers within the CU Rewards Mall network.Welcome to Blaze Credit Union. Life’s trails can be tough. It’s natural to sometimes feel a little lost—we get it. We’ve been down this path before, guiding people like you since 1931. Toward your dreams. Toward your goals. We’re driven by …Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and directions. Ideal has ...To make a payment to your Ideal CU Mortgage Loan: Click on Transfer & Pay from the menu and select Transfers; Select an account to pay “From” and select your mortgage for the “To” account; Select payment type: Regular, Amount due, Escrow or Principal only; Choose date and frequency (one-time or recurring)Choose the Right Product: Ideal CU offers various debt consolidation products, including personal loans and home equity lines of credit. We'll help you choose the one that aligns with your financial status and goals. Make an appointment to meet with a Loan Representative if you aren't sure where to start. Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*. .